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Mobile Number Marketing and Opt-In: We offer mobile number programs, such as SMS and MMS messaging, to our customers who explicitly opt in. You can opt in to receive these messages by signing up on our website, through one of our authorized representatives, or by submitting a paper form that clearly states your consent to receive mobile marketing messages from us. By opting in, you agree to receive messages at the mobile number you provided. Message frequency may vary. You can always opt out of receiving these messages by replying with STOP to any message you receive from us. We may also use your mobile number to send you important non-marketing messages, such as account service messages and transaction notifications. These non-marketing messages are not subject to opt-in and may be sent even if you have opted out of marketing messages.